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Women’s Microfinance Loan Program


Our loan program follows the model used and developed in Uganda and Kenya by Women’s Microfinance Initiative (WMI). In November 2011 we had four women come from Uganda and Kenya from WMI’s program to organize and train the women from Alailelai Ward to run their own loan program. WMI has provided half the financial support for our first set of loans with the other half being provided by private donors. The first loans were distributed in January 2012 and we currently have 80 women participating in the program.

Training Seminar lead by WMI

Training Seminar lead by WMI

WMI representative (left) and Loan program local coordinator (right).

WMI representative (left) and Loan program local coordinator (right).

Loan Features

  • Loan amounts of $100-$125
  • No collateral required
  • Distribution through AMSO

  • Term of 6 months
  • Interest rate of 10% per 6 month period
  • Accumulated interest is used to further fund the program
  • Successful borrowers are eligible for follow up loans
  • Loan groups of 10-20 borrowers
  • Training, technical assistance, follow-up support


Translation Options/ Tafsiri Hapa

women’s loan program